November 21st, 2013 Reports - Financial Inclusion

Can payday loan alternatives be affordable and viable? An evaluation of London Mutual Credit Union’s pilot scheme

by Gareth Evans and Mick McAteer

London Mutual Credit Union (LMCU) had become increasingly alarmed by the escalating and often detrimental use of costly payday loans by already overindebted households. Moreover, i...

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November 21st, 2013 Reports -

How much does ‘free banking’ cost? An assessment of the costs of using UK personal current accounts

by John K. Ashton and Robert Hudson

This assessment is important and topical due to rising international regulatory disapproval of the pricing methods used in personal current account markets and in particular the ...

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November 21st, 2013 Reports - Resilient economies

Mapping Economic Resilience

by Tony Greenham, Elizabeth Cox and Josh Ryan-Collins

This report was compiled for Friends Provident Foundation by nef to assist its development of a new social change programme. The overarching aim of the new programme is to transfor...

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November 21st, 2013 FPF Governance -

FPF Annual Report 2012-13

by Friends Provident Charitable Foundation

Our new giving programme, Building Resilient Economies, took a significant leap forward this year with the first allocation of grants. The programme aims to help build an economic...

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November 21st, 2008 Reports - Financial Inclusion

Financial inclusion in social housing: policy into practice

by Pat Conaty, Karl Dayson, Bob Marchant and Bob Paterson

More than one in four households in Britain is excluded from mainstream financial services. Such exclusion can trigger debt problems which, if unchecked, can lead to eviction and h...

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